Blockchain Technology in Banking Transactions

January 2026 , Pages 198-215

Authors

L.Dr. Alaa Saeed Kassim Al-Taee Kassim Al-Taee 1 ; Prof.Dr. Mustafa Natiq Saleh Saleh 2

1 Northern Technical University

2 University of Mosul\ College of Law

DOI logo 10.17656/12035

Keywords

Abstract


Commercial businesses are characterized by speed and a high level of trust, which necessitates the adoption of modern technological techniques in the field of core banking operations. Following the emergence of electronic writing and electronic signatures, it has become essential to move toward blockchain technology, also known as “Blockchain,” due to its strong encryption capabilities and high efficiency in handling transactions within this field.
At the same time, it is necessary to address the challenges associated with its application by ensuring guarantees for users and providing legal protection in this regard, in order to adopt this technology in banking operations. Many countries have already adopted blockchain technology and implemented it in their banking transactions.

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  • First online10 January 2026
  • Published at10 January 2026

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